Most people imagine triggering their Social Security benefits at one of three ages:
For couples, just choosing one of three ages may not get you your maximum lifetime benefit. Instead, your maximum lifetime benefit is found by running several calculations and exploring advanced strategies such as “restricted application” and “file and suspend.”
Your customized Social Security maximization report will show you different scenarios on when to file for benefits in hopes of achieving your maximum lifetime income.
To find out your PIA (primary insurance amount), estimated by the Social Security Administration and based on your average indexed monthly earnings, click here.