Insurance protects many of the most valuable assets you have—your home, cars, health, and loved ones—shifting the financial burden of risk from your family to insurance companies. However, many Americans are unaware of the impact proper insurance planning can have on retirement. Several products and strategies can be utilized to insure one of your largest assets—your retirement.
One area we focus on with our clients is protecting their nest egg while still participating in market-linked growth. Many retirees underestimate the impact a big market loss can have on the future of their income. When you’re forced to withdraw money when the market is down, you’re taking out a larger percentage, which can affect you negatively for years down the road—like compound interest in reverse. Through the use of annuities and life insurance, you can create steady, dependable monthly income.
As an independent insurance firm, we are able to shop dozens of insurance carriers to find the best rates and product strategies to fit your specific needs.
Need a second opinion? We also offer complimentary reviews of your existing annuity and life insurance contracts.